Personal Finance
Saving, budgeting, debt, mortgages, pensions, taxes, financial independence and consumer rights across US, European and Dutch sources.
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This reading list brings together items from the sources selected for Personal Finance. Open each item at its original source for the complete article, episode or video. This is a selection of current coverage, not a complete archive.
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Best Bank CD Rates for October 2026: Lock In 5.00% Today
Our Guide to the Best-Paying Bank CDs Available to Anyone in the U.S.
Best 5-Year CDs for October 2026: Lock In Multi-Year Growth Up to 5.00%
Our Guide to the Highest 5-Year CD Rates Available to Anyone in the U.S.
Best 3-Month CD Rates for October 2026: Quick Deals Up to 4.50%
These are the highest-paying 3-month CDs that are available nationwide
Charles Schwab CD Rates: October 2026
Schwab CDs are worth considering if you want a new home for your money
Edward Jones CD Rates: October 2026
Edward Jones’ brokered CDs offer significantly higher APYs
M1 Finance vs. E*TRADE Core Portfolios: Which Is Best for You?
Finding the right digital wealth management platforms can be hard. Compare the differences between M1 Finance and E*TRADE Core Portfolios to see which platform is best for you.
OTC Pink: Definition, Risks, and the Shift to OTCID
Learn how the former OTC Pink Market evolved into OTCID and Pink Limited, including current disclosure requirements, company types, and investment risks.
Understanding Capital Gains Distributions: Definition and Tax Guide
Learn about capital gains distributions from mutual funds or ETFs, their tax implications, and strategies for reinvesting. Simplify your investment decisions today.
Ethereum Explained: Blockchain, Smart Contracts, and Its Future
Learn how Ethereum’s blockchain, smart contracts, and proof-of-stake work. Discover its impact on decentralized applications and the future of digital finance.
Understanding Altcoins: Types, Benefits, and Market Potential
Discover what altcoins are, their various types, advantages, and future prospects in the crypto market while exploring how they differ from Bitcoin and Ethereum.
How Healthcare Is Applying Blockchain Technology
Could blockchain and cryptocurrency technology help to untangle an industry that should be focused on patient care rather than profits and large incomes?
Understanding Rule 144A: Key Features, Implications, and Criticisms
Learn how Rule 144A enhances liquidity for privately placed securities, its impact on qualified institutional buyers, and the criticisms it faces in financial markets.
SPDR ETFs Explained: How They Work and Why They Matter
Discover what SPDR ETFs are and how they trade like stocks, offering diversified exposure to the S&P 500 index and the benefits of passive investment management.
How Bank Account Debits Work: A Complete Guide
Gain a clear understanding of how bank account debits function, from debit cards to automated payments, and learn the process and its effects on your balance.
Section 1256 Contract: Definition and Tax Rules
A Section 1256 contract is a type of investment defined by the Internal Revenue Code (IRC) as a regulated futures contract, foreign currency contract, non-equity option, dealer equity option, or dealer securities futures contract.
How to Read Stock Tickers: Unlock Market Insights
Learn to read stock tickers and symbols to improve your market analysis and investment choices. Adjust your strategy with real-time data and confident decision-making.
Buy-Side vs. Sell-Side Analysts: Key Differences and Roles Explained
Discover the roles, responsibilities, and differences between buy-side and sell-side analysts, providing insights into how they influence investment strategies.
Lump-Sum Distribution: What It Is and How It Works
A lump-sum distribution is a one-time payment for the entire amount due, rather than payments broken into smaller installments.
Gold Investment: Comparing Costs and Benefits of Physical Gold vs. ETFs
Discover the cost-effective options to invest in gold through physical bullion and ETFs, including their pros and cons, taxes, and fees, to maximize your return.
ICO Explained: What It Is and Successful Examples
Learn about ICOs, their role in crypto fundraising, and see examples of successful coin launches for better insight into this unique investment opportunity.
The Influence of Stock Market Trends on GDP Growth
Discover how stock market trends impact GDP growth by influencing consumer confidence and spending patterns, which can affect overall economic performance.
Who Are the Major Airplane Manufacturing Companies?
Learn about the aircraft supply business market and the major airplane manufacturers that dominate large commercial aircraft building.
Facing Medicare Sticker Shock? Here’s Why Your First Bill Could Be Hundreds More Than Anticipated
Your first Medicare bill could be a lot more than you were expecting. Here’s how to prepare for a bill that could run into the thousands.
Understanding Central Counterparty Clearing Houses (CCPs) in Trading
Discover how Central Counterparty Clearing Houses (CCPs) enhance trading security by mitigating counterparty risk and ensuring trade completion in derivatives and equities markets.
Exploring the Profit Potential of In-The-Money Call Options
Explore how in-the-money call options offer intrinsic value and profit opportunities and learn key concepts and scenarios to make informed trading decisions.
Understanding Proof-of-Stake: How PoS Transforms Cryptocurrency
Explore how Proof-of-Stake (PoS) enhances blockchain efficiency by using coin holders as validators, reducing energy use, and securing transactions seamlessly.
How To Read Prediction Market Odds Before You Trade
Learn how to interpret prediction market odds, understand what probabilities really mean, and use market forecasts more effectively in your trading decisions.
Prediction Markets Explained: Types, Uses, and Real-World Examples
Explore how prediction markets work, their types, real-world applications, and the benefits they offer in forecasting events through crowdsourced insights.
Understanding Brokerage Fees: Types, Structures, and How They Work
Learn about brokerage fees, their types, how they’re charged, and ways to reduce them in financial, real estate, and insurance industries.
What Are Tesla’s (TSLA) Main Competitors?
Discover the key players vying to overtake Tesla in the electric vehicle race, as both legacy car firms and newer entrants accelerate their EV strategies.
Best High-Interest Checking Accounts for September 2026—Up to 6.75%
These checking accounts reward you for meeting certain monthly requirements—like debit card purchases—with APYs that are quite a bit higher than most other bank accounts.
Master Forex Risk Management: Essential Tips for Success
Forex trading comes with risks, but you can manage them effectively. Explore our comprehensive guide on risk management and secure your financial outcomes.
Heirs Defined: Types, Intestate Succession, and Real-World Examples
Discover what an heir is, explore types like collateral and adoptive heirs, and understand intestate succession with real-world examples like the Rockefeller family.
What’s a Good Profit Margin for a New Business?
Surprisingly, the younger your company is, the better its numbers may look when it comes to your profit margin.
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