Personal Finance
Saving, budgeting, debt, mortgages, pensions, taxes, financial independence and consumer rights across US, European and Dutch sources.
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This reading list brings together items from the sources selected for Personal Finance. Open each item at its original source for the complete article, episode or video. This is a selection of current coverage, not a complete archive.
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Togi's Loan Shark Exposed 💀
Add me on Instagram: GPStephan PROMOTIONAL OFFER: Get a TRANSFER BONUS when you sign up and make a deposit using my paid affiliate link for WeBull: https://www.webull.com/k/GrahamStephan START BUILDING WEALTH WITH MY FREE NEWSLETTER: https://grahamstephan.substack.com The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF - $100 OFF WITH CODE 100OFF My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB For business inquiries, you can reach me at grahamstephanbusiness@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
M1 Finance vs. E*TRADE Core Portfolios: Which Is Best for You?
Finding the right digital wealth management platforms can be hard. Compare the differences between M1 Finance and E*TRADE Core Portfolios to see which platform is best for you.
OTC Pink: Definition, Risks, and the Shift to OTCID
Learn how the former OTC Pink Market evolved into OTCID and Pink Limited, including current disclosure requirements, company types, and investment risks.
Understanding Capital Gains Distributions: Definition and Tax Guide
Learn about capital gains distributions from mutual funds or ETFs, their tax implications, and strategies for reinvesting. Simplify your investment decisions today.
Ethereum Explained: Blockchain, Smart Contracts, and Its Future
Learn how Ethereum’s blockchain, smart contracts, and proof-of-stake work. Discover its impact on decentralized applications and the future of digital finance.
Understanding Altcoins: Types, Benefits, and Market Potential
Discover what altcoins are, their various types, advantages, and future prospects in the crypto market while exploring how they differ from Bitcoin and Ethereum.
How Healthcare Is Applying Blockchain Technology
Could blockchain and cryptocurrency technology help to untangle an industry that should be focused on patient care rather than profits and large incomes?
Understanding Rule 144A: Key Features, Implications, and Criticisms
Learn how Rule 144A enhances liquidity for privately placed securities, its impact on qualified institutional buyers, and the criticisms it faces in financial markets.
SPDR ETFs Explained: How They Work and Why They Matter
Discover what SPDR ETFs are and how they trade like stocks, offering diversified exposure to the S&P 500 index and the benefits of passive investment management.
How Bank Account Debits Work: A Complete Guide
Gain a clear understanding of how bank account debits function, from debit cards to automated payments, and learn the process and its effects on your balance.
Classic Suze School: The Right Pension Option
This Classic Suze School is a lesson on choosing the right joint and survivor benefit pension option for you and your spouse. Learn more about the Ultimate Scam Protection here: SuzeOrman.com WatchSuze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3G Help with the Must Have Docs: Email:support@musthavedocuments.zendesk.com
Section 1256 Contract: Definition and Tax Rules
A Section 1256 contract is a type of investment defined by the Internal Revenue Code (IRC) as a regulated futures contract, foreign currency contract, non-equity option, dealer equity option, or dealer securities futures contract.
Silent Agreements are Not Love
This episode is brought to you by Redefining Wealth LIVE. Join me for the transformational experience that will challenge the way you think about success, wealth, and well-being. Redefining Wealth LIVE is where purpose-driven individuals come together to gain clarity, alignment, and momentum in creating lives that truly reflect their values.
How to Read Stock Tickers: Unlock Market Insights
Learn to read stock tickers and symbols to improve your market analysis and investment choices. Adjust your strategy with real-time data and confident decision-making.
Buy-Side vs. Sell-Side Analysts: Key Differences and Roles Explained
Discover the roles, responsibilities, and differences between buy-side and sell-side analysts, providing insights into how they influence investment strategies.
BREAKING: The FED Just RAISED Interest Rates - Stocks Falling, Housing Market FROZEN!
Take your personal data back with Incogni! Use code GRAHAM at the link below and get 60% off an annual plan: https://incogni.com/graham | Let's talk about the Federal Reserve Rate hike, The Stock Market, and what this means for the economy - Add me on Instagram: GPStephan START BUILDING WEALTH WITH MY FREE NEWSLETTER: https://grahamstephan.substack.com THE FED JUST RAISED INTEREST RATES For the first time since 2023, the Federal Reserve raised interest rates by 25 basis points, potentially marking the end of the rate-cutting cycle. Inflation remains above target, the labor market is still relatively strong, and policymakers appear to believe the economy can withstand higher borrowing costs. WHY INFLATION IS STILL A PROBLEM Producer prices and consumer inflation have remained elevated, while higher energy prices continue adding pressure throughout the economy. As long as inflation stays stubborn, the Federal Reserve has less room to lower rates—and potentially more justification to keep them higher for longer. THE BOND MARKET IS ALREADY RAISING RATES The Federal Reserve directly controls short-term rates, but longer-term borrowing costs are determined largely by the bond market. Treasury yields have already moved substantially higher as investors demand greater compensation for inflation, government borrowing, and long-term uncertainty. WHAT HIGHER RATES MEAN FOR STOCKS Stocks have spent much of the last few years benefiting from expectations of cheaper money. Strong economic data can now work against the market if it gives the Federal Reserve more room to maintain higher rates. At the same time, elevated bond yields increasingly compete with stocks for investor capital. THE HOUSING MARKET IS FEELING IT Mortgage rates have moved higher while housing inventory has increased, giving buyers more options in certain markets. Some cities are already experiencing year-over-year price declines, although historically higher rates alone have not necessarily caused home p
Lump-Sum Distribution: What It Is and How It Works
A lump-sum distribution is a one-time payment for the entire amount due, rather than payments broken into smaller installments.
Gold Investment: Comparing Costs and Benefits of Physical Gold vs. ETFs
Discover the cost-effective options to invest in gold through physical bullion and ETFs, including their pros and cons, taxes, and fees, to maximize your return.
ICO Explained: What It Is and Successful Examples
Learn about ICOs, their role in crypto fundraising, and see examples of successful coin launches for better insight into this unique investment opportunity.
The Influence of Stock Market Trends on GDP Growth
Discover how stock market trends impact GDP growth by influencing consumer confidence and spending patterns, which can affect overall economic performance.
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